A Collaborative Wealth Experience Designed for Women Wealth Builders.
True wealth is about more than portfolio returns—it’s about independent security, freedom of choice, and protecting your family’s legacy.
We provide an customized collaborative partnership designed for women who demand an advanced strategist who understands you.
The Modern Wealth Reality
Today, women are building, scaling, and inheriting wealth at an unprecedented rate. Whether you are a founder navigating a complex business pivot, a corporate executive optimizing sophisticated equity compensation, or an investor managing a multi-entity real estate, you deserve a strategic partner who respects your agency and simplifies the noise.
As a woman business owner and wealth builder myself, I understand firsthand that your financial life isn't confined to a single investment account. You are balancing active business decisions, real estate holdings, family legacy goals, and a demanding professional schedule.
This is particularly true when navigating a sudden wealth event—such as a significant inheritance, a business liquidity exit, or a complex divorce restructuring. These defining moments bring sudden administrative and structural complexity.
As a woman wealth builder you deserve a peer who respects your time, shares your drive, and understands the unique challenges you face.
At Financial Planning By Design, our relationship is designed to be a collaborative partnership. Our process was created to partner directly with you to bring your entire financial life into a clear, actionable cohesive plan.
We focus on giving you the structure, organization, and coordination you need to align your wealth with what is most important to you.
Our Founder and Wealth Strategist,
Penny Di Giovanna
CFP®, CDFA®, AAMS®
Real-World Coordination for Busy Women
We know every situation is unique and we aim to provide each client with a customized experience.
Here are some of the financial concerns we often see and will integrate into your wealth blueprint:
Strategic Portfolio & Asset Integration: We design a tax aware comprehensive strategy that harmonizes your stocks and bonds directly with your real estate holdings, business equity, cash flow needs, and your values.
The Next-Chapter Blueprint (Divorce & Transition): If you are navigating the aftermath of a divorce or a loss, we guide you through the important financial moving parts and help you design a clear path for moving forward based on your priorities.
Executive Compensation & Time Protection: For corporate executives running a company and a family simultaneously, time is your scarcest asset. We optimize your stock options, deferred comp, and concentrated equity positions while building a structural safety net for tax season.
Business Protection & Continuity Planning: If you are building a business, we stress-test your architecture. We review your assets through the lens of personal liability, tax structure optimization, and creating a clear plan for what happens to your company and family if you are ever out of the equation. We will coordinate with your legal and tax professionals.
Family Safeguards & Estate Planning Strategy: True legacy isn't a legal document—it's taking care of the people you love. We coordinate on proactive frameworks considering who and what is important to you. We collaborate with your estate planning attorneys to establish the appropriate documents and legacy protections for you and your family.