For Modern Wealth Builders investments are one component of your wealth—not the driver of it.
Our role is to design, oversee, and coordinate an investment strategy that aligns with your broader financial architecture.
Investment management is optional and billed separately using our tiered AUM schedule.
Many clients hire us for planning and VFO coordination alone; others choose a fully integrated wealth + investment solution.
Either way, your portfolio is structured with intention—not guesswork.
Our Approach to Investment Strategy
1. Strategy First, Portfolio Second
Your investment plan is built only after we understand your full financial ecosystem: real estate, entities, cash flow, tax positioning, liquidity needs, timelines, and risk profile.
This avoids siloed advice so your portfolio functions as part of a cohesive strategy, not a standalone product.
2. Evidence-Based, Risk-Aligned Portfolio Construction
We build portfolios grounded in long-term discipline, diversification, and risk alignment.
This includes:
Strategic asset allocation
Thoughtful diversification across asset classes
Portfolio construction aligned with your blueprint
Sensible use of factor exposure when appropriate
Research-driven, disciplined investing.
3. Tax-Aware Portfolio Design
For complex families, taxes are often the biggest drag on returns.
We integrate tax awareness into every investment decision, including:
Asset location
Withdrawal strategy coordination
Capital gains planning
Tax-loss harvesting when appropriate
Coordination with your CPA for major decisions
We don’t prepare taxes—your CPA does—but we ensure your investment plan supports your overall tax strategy.
4. Integration With Real Estate & Business Interests
Most of our clients wealth is built through:
Real estate
Business ownership
Multiple income streams
Equity-based compensation
Your portfolio is designed to complement these larger wealth engines.
This helps to avoid duplicated risks while providing liquidity planning.
5. Personalization Without Complexity
You need a strategy that:
fits your risk capacity,
supports your goals,
respects your time, and
evolves with your life.
We keep the approach streamlined, transparent, and intentional.
