Intentional Financial Strategy for Complex Wealth
Your success didn’t happen by accident — your financial strategy shouldn’t either. At Financial Planning By Design, we deliver personalized services that reflect your vision, values, and the real-world complexity of your financial life.
🔹 Our Signature Framework: The Blueprint
Every relationship begins with a personalized planning engagement that lays the foundation for your Virtual Family Office.
At Financial Planning By Design, we take a different approach.
We don’t believe in one-size-fits-all advice. The Blueprint is our comprehensive, values-driven framework—designed around your stage of life, the nature of your assets, and the vision you have for the future. It brings structure to complexity and intention to every decision.
Whether you're managing a growing real estate portfolio, preparing your business for transition, or simply seeking a more cohesive wealth strategy, we offer three distinct ways to engage:
Full Blueprint — Our flagship Virtual Family Office service for families with $10M–$25M+ in net worth who require full integration across investment, tax, estate, and multigenerational planning.
Evolving Blueprint — For families between $5M–$10M building toward full complexity, combining investment management with strategic planning and ongoing oversight.
Select Blueprint — A planning-only relationship for clients navigating specific decisions or transitions, offered by referral or strategic fit.
As a boutique firm, we serve a limited number of families each year to ensure every client receives the deep attention, proactive coordination, and long-term partnership they deserve.
Real Estate Families
Strategic Planning for Real Estate-Driven Wealth
You’ve built wealth through real estate — now it’s time to optimize and protect it. From 1031 exchanges to entity structure, liquidity planning, and legacy transitions, our team helps you simplify the complex.
We coordinate with your CPA and attorney to ensure every part of your real estate strategy is tax-efficient, intentional, and aligned with your bigger financial goals.
Business Owners
Bridging the Gap Between Business and Personal Wealth
As a business owner, your personal financial success is deeply tied to your company. We help you separate — and strategically align — your business and personal goals, whether you’re growing, transitioning, or preparing to exit.
From tax-efficient compensation planning to exit strategies and long-term legacy design, we ensure your plan reflects both your current complexity and future vision.
Private Practice Physicians
Protect, Grow, and Simplify Life in Private Practice
Owning or operating a private practice adds another layer of complexity to an already demanding career. We help physicians in private practice:
Reduce tax drag and optimize income across multiple pay structures
Protect assets and plan for liability exposure
Simplify financial decisions so you can focus on your patients — not your paperwork
Whether you’re growing your practice, planning an exit, or managing wealth quietly behind the scenes, we offer clarity, coordination, and discretion.
Designing Your Financial Life — With Intention
We help you build your financial life around your vision, values, and goals — not someone else's template.
Our curated team of in-house and outside professionals work in concert to deliver a personalized, integrated planning experience that goes far beyond traditional wealth management. We're your advocate, your first call, and your behind-the-scenes strategist.
Our Core Services Include:
We provide a full suite of services designed to simplify complexity and support your long-term success
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Intentional, values-based planning that aligns your financial life with your goals. We help you define what success looks like, then design a plan to support it through every stage of life.
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Custom portfolios designed around your risk tolerance, liquidity needs, and long-term vision. Our approach is both strategic and personal — grounded in your purpose, not just performance.
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Forward-looking strategies developed in coordination with your CPA and estate attorney. We aim to reduce tax drag, uncover opportunities, and proactively manage complexity.
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Independent, conflict-free guidance to safeguard your wealth from liability and loss. We evaluate insurance, ownership structures, and protection strategies with your full picture in mind.
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Strategic support for business owners preparing for growth, succession, or sale. We help align your personal goals with your business value and coordinate across legal and tax professionals.
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Tax-efficient planning, structuring, and exit strategies tailored to real estate-driven wealth. We help you balance reinvestment, liquidity, and legacy across your real estate holdings.
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Strategic guidance for families navigating complex transitions.
We provide expert analysis on asset division, lifestyle planning, and long-term strategy during divorce—delivered with discretion, clarity, and precision. These engagements are offered selectively through our planning process or by trusted referral when significant wealth or complexity is involved. -
Preserve what matters most with customized strategies to protect heirs, minimize friction, and align wealth transfer with your family values.
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Purpose-driven giving strategies designed to maximize your impact. We help align your charitable efforts with your broader financial and legacy goals.
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Support for aligning generations, promoting financial literacy, and integrating wellness, freedom, and family purpose into your overall planning approach
Ongoing Support Through The Virtual Family Office Experience
Our Virtual Family Office (VFO) model provides comprehensive financial leadership — acting as your personal CFO. We coordinate your professionals, manage financial complexity, and help you make intentional, values-based decisions across every domain of your life.
Whether you're preparing for a liquidity event, managing multi-generational wealth, or navigating life transitions, our VFO offering brings clarity, cohesion, and confidence.
