The Divorce Blueprint:

Financial Clarity for Complex Divorce Decisions

A personalized, planning-first approach to divorce—designed for those with significant assets, complexity, and a desire for clarity.

Divorce is never just about paperwork—it’s about protecting what matters most: your future, your lifestyle, and your peace of mind. If you own a business, manage real estate, or have built financial security for your family, divorce can feel especially overwhelming.

That’s why we created The Divorce Blueprint—a structured, strategic planning process designed for individuals with complexity, and for those who want to make smart decisions before signing anything.

What’s Included in the Divorce Blueprint?

This is a personalized, flat-fee planning engagement built for people who need more than generic advice—and want to make smart, informed decisions during a high-stakes time.

You’ll receive a clear, strategic plan tailored to your situation grounded in thoughtful analysis, deep financial insights and complete discretion.

Your Blueprint may include based on your personal needs:

Asset Division Guidance
Understand the implications of each proposed settlement—so you can make decisions with clarity, not uncertainty.

Tax & Cash Flow Planning
We break down both the short-term impact and long-term sustainability of your financial choices.

Real Estate & Property Review
From homes to rentals or shared investments, we help you plan around equity, liquidity, and timing.

Retirement & Security Projections
Know exactly where you’ll stand—and what it takes to rebuild or stay on track after divorce.

Professional Coordination
We work with your attorney, CPA, or estate planner to align strategy and reduce overwhelm.

Ongoing Support (Optional)
If things shift or decisions evolve, we’re here to adapt your plan accordingly.

Who The Divorce Blueprint is Designed For

We serve people who:

  • Own one or more properties—and want to make smart decisions about what to keep, sell, or divide

  • Run a business or medical practice and need guidance on protecting what they’ve built

  • Have accumulated significant savings or retirement assets and want to preserve long-term security

  • Feel unsure how a proposed settlement will impact their real life—cash flow, taxes, or legacy

  • Are juggling attorneys, CPAs, or family decision-makers and need someone to bring it all together

  • Don’t want to be reactive—they want to plan with clarity

    If you're the kind of person who usually has it together—but this season feels uncertain—you're not alone. This is what we do.

Penny Di Giovanna, Founder of Financial Planning By Design LLC
Divorce has lasting financial consequences. The right guidance can save more than just money—it protects your peace of mind and your future.
— Penny Di Giovanna

Let’s Talk—When You’re Ready

We understand this is a deeply personal time, and the decisions you make now will shape your next chapter. Our process is thoughtful, private, and built to support individuals with complexity.

Financial Planning By Design is a fee-only, fiduciary firm offering divorce planning as part of a broader, planning-first approach. Our founder holds the CFP® and CDFA® designations and brings decades of experience across real estate, tax strategy, and long-term wealth planning.

We don’t sell products. We build clarity.
And we’ll meet you wherever you are in the process.