Family Wealth Transition & Investor Confidence – August 2025 Brief
Family Wealth Transition & Investor Confidence – August 2025 Brief
(Data and sentiment insights courtesy of CEG Insights, August 2025)
Why This Matters Now
Investor confidence among affluent households saw a modest rebound in July 2025 after several months of defensive positioning.
According to the latest CEG Insights Investor Confidence Report:
Ultra-High-Net-Worth Confidence Index: 23 (up from 16 in June)
Millionaire Confidence Index: 1 (up from -4 in June)
While these numbers indicate only a modest shift, they highlight a growing willingness to review strategies, reallocate capital, and — for some — re-evaluate advisory relationships.
What We’re Seeing Among Affluent Families
Based on CEG Insights, August 2025
Selective Risk-Taking: Ultra-high-net-worth investors are adding to equities, private credit, and income-producing real estate sectors, while maintaining healthy liquidity buffers.
Governance-Linked Decisions: Millionaire households are making modest portfolio adjustments while reviewing estate and succession plans.
Policy Awareness: Trade policy, domestic politics, tax proposals, and Federal Reserve actions remain top factors influencing investor sentiment.
The FPBD Perspective: Planning First
At Financial Planning By Design, investment performance is only one piece of a larger framework. We believe in coordinating all elements of your wealth — governance, tax strategy, real estate, liquidity, and personalized portfolios — into a single, integrated plan aligned with your long-term vision.
Our process, the Family Wealth Blueprint, is designed to help families:
Align investments, real estate, and other assets with long-term goals and risk tolerance.
Evaluate real estate holdings within the context of the overall wealth strategy.
Structure liquidity to support both near-term needs and future opportunities.
Keep governance frameworks and estate plans current and consistent with family values.
Why This Moment May Be Pivotal
For families who have:
Recently experienced a life transition (inheritance, business sale, leadership change)
Found themselves with a less engaged advisor
Taken on significant new assets through windfall or liquidity event
This period of shifting investor confidence may be an ideal time to step back and assess whether your wealth plan is truly working in harmony.
Your 90-Day Wealth Transition Checklist
This checklist is for informational purposes only and does not constitute personalized advice.
Liquidity
Ensure cash reserves align with lifestyle needs and comfort level.
Evaluate opportunities to optimize income potential without sacrificing flexibility.
Real Estate
Review property leverage and income potential.
Confirm holdings are consistent with your long-term objectives.
Governance & Estate
Update plans to reflect recent life events.
Coordinate estate documents with tax, investment, and real estate strategies.
Portfolio
Review allocations to ensure they match goals, time horizon, and risk tolerance.
Consider potential impacts of policy and market changes.
Next Step: Family Wealth Integration Review
Our Family Wealth Integration Review is a focused strategy session designed to:
Evaluate how your investments, real estate, and governance structure work together.
Identify gaps or misalignments that could impact long-term goals.
Highlight opportunities to strengthen integration across financial, tax, and estate planning.
If you’d like a copy of our full August 2025 Family Wealth Transition & Confidence Brief or are ready to explore your own review, click below to schedule your Family Wealth Integration Review.
About FPBD
Financial Planning By Design is a boutique, planning-first Virtual Family Office serving multi-generational families, business owners, and complex wealth holders. Our Family Wealth Blueprint integrates governance, tax strategy, real estate, investments, and liquidity into a coordinated plan.
Disclosures:
This post is for informational purposes only and is not intended as investment, legal, or tax advice. Past performance is not indicative of future results. All investments involve risk, including possible loss of principal. Any strategies described may not be suitable for all individuals and should be evaluated in the context of each client’s objectives, risk tolerance, and circumstances. Data and sentiment insights courtesy of CEG Insights, August 2025 Investor Confidence Report.
